Bad debts are a reality of business. Fortunately, we have only had one negative experience in our eight years of operation... so far. However, this one experience has been enough to make us realise how much we operate on trust and the risks we are exposed to if that trust breaks down. Evaluating Risk Any new project has an element of risk that needs to be considered before taking on the work. This is especially the case when working with clients and suppliers for the first ti